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I am an independent insurance advisor, not a captive agent of any one insurance company. I work with Canada’s best MGA Carte Risk Management Inc., and provide services in the following areas of insurance:

  • Accidental Death Insurance
  • Funeral Insurance
  • Guaranteed Life Insurance
  • Joint Life Insurance
  • Critical Illness Insurance
  • Mortgage Insurance
  • Supplemental Life Insurance
  • Term Life Insurance
  • Term to 100 Life Insurance
  • Travel Insurance
  • Universal Life Insurance
  • Whole Life Insurance
  • Permanent Life Insurance
  • Senior Life Insurance


Carte Risk Management sponsors most big names, which include but not limited to:

  • B2B Bank
  • BMO Lending
  • Blue Cross
  • Canada Life
  • CPP
  • Desjardins Financial
  • Edge Benefits
  • Empire Life
  • Foresters Financial
  • iA Excellence
  • iA Financial Group
  • Industrial Alliance
  • LaCapitale
  • Manulife
  • Manulife Bank
  • RBC Insurance
  • Specialty Life Insurance
  • Insurance
  • Humania Assurance
  • GMS
  • Ivari

Our Trusted Financial Partners

Carte has been developing an extensive trustworthy network of partners, including most major life insurance and mutual fund companies in Canada, in order to meet our clients' insurance and investment needs.